ACOS10 - Ideal Solution for Banking

The People’s Bank Of China (PBOC) 2.0 EDEP is a national standard in China, and is very similar to EMV2000. ACOS10 received the PBOC2.0 certification after passing a series of stringent tests including electrical, mechanical, reliability, and secure command and transaction testing.

ACOS10 EDEP is propelled by the ACOS10 Card Operating System, which is compliant with ISO 7816 parts 1-4 and allows users to write multiple applications in one card. As such, ACOS10 card is the best choice for providing a very flexible and cost-effective payment solution to developers, and a convenient platform to end users.

ACOS10 is applicable for various transactions:

  • Credit load
  • Credit unload
  • Purchase
  • Cash withdrawal
  • Overdraw limit update
  • Balance inquiry
  • Transaction log review

 

Besides, security provided by ACOS10 can further be enhanced by using the ACOS6-SAM card that enables key storage, cryptogram calculation and key diversification.

In addition, ACOS10 provides three interface options:

  • Contact interface
  • Contactless interface
  • Combi interface

Contact interface

  • Full 32 KB of EEPROM for application data
  • Compliance with ISO 7816 Parts 1, 2, 3, 4
  • Switchable baud rate from 9600 to 115200 bps is supported
  • ISO 7816 Part 4 file structures support: Transparent, Linear fixed, Linear Variable, Cyclic.

Contactless interface

  • Full 8 KB of EEPROM for application data
  • Compliance with ISO 14443 Parts 1, 2, 3, 4
  • Fully compatible with ISO 14443 Type A
  • Supports T=CL protocol according to ISO 14443-4
  • Data transfer rate: 106 kbps, 212 kbps, 424 kbps and 848 kbps

Combi interface

  • Full 8 KB of EEPROM for application data
  • Compliance with ISO 7816 Parts 1, 2, 3, 4
  • Switchable baud rate from 9600 to 115200 bps is supported
  • ISO 7816 Part 4 file structures support: Transparent, Linear fixed, Linear Variable, Cyclic.
  • Compliance with ISO 14443 Parts 1, 2, 3, 4
  • Fully compatible with ISO 14443 Type A
  • Supports T=CL protocol according to ISO 14443-4
  • Data transfer rate: 106 kbps, 212 kbps, 424 kbps and 848 kbps

Common features among the three interfaces

  • PBOC 2.0 e-Deposit and e-Purse certification
  • DES/Triple DES capability
  • FIPS 140-2–compliant hardware based random number generator
  • Secure Messaging function for confidential and authenticated data transfers
  • Multi-level secured access hierarchy
  • Anti-tearing function support